Category Archive: Underinsured & Uninsured Claims

Feb 15

Auto Insurance Basics: Buy the Most Un- and Underinsured Coverage You Can Reasonably Afford

Uninsured (UM) and underinsured motorist coverage (UIM) are types of automobile insurance coverage you can buy to protect yourself and your loved ones. This insurance coverage is provided by your insurance company as one part of your own auto policy. UM pays the compensation a negligent driver owes for your injuries if the driver does …

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Permanent link to this article: http://holzeredwardsinjurylawyers.com/2017/02/auto-insurance-basics-buy-the-most-un-and-underinsured-coverage-you-can-reasonably-afford/

Nov 14

The Basics of Auto Insurance Coverage

Automobile insurance is a far more complex topic than one might initially think.  There exists a wide variety of coverage types: collision coverage, medical payments insurance, basic liability, underinsured motorists coverage (UIM), uninsured motorists coverage and more.  Then there are all the numbers.  Things like 25/50, 50/100/25, 300 single limits and many many more.  We …

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Permanent link to this article: http://holzeredwardsinjurylawyers.com/2016/11/the-basics-of-auto-insurance-coverage/

Jan 04

Start The Year Off With a Close Review of Your Auto Insurance

These cold winter days are a good time to give yourself a checkup on the auto insurance coverage you have. Do you have the right coverage that will protect you? Take a moment and imagine the 16 year-old -driver of a1990 Ford pickup sliding through a stop sign and t-boning your car.   You did nothing …

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Permanent link to this article: http://holzeredwardsinjurylawyers.com/2016/01/start-the-year-off-with-a-close-review-of-your-auto-insurance/

May 21

Filing an Insurance Claim After a Hit and Run Accident

The National Highway Traffic Safety Administration reports that the number of hit and run accidents has been on the rise since 2000. Our clients who have been  victims of a hit and run driver are always quite frustrated. Most people understand that part of being a responsible driver (and citizen) involves stopping and filing a …

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Permanent link to this article: http://holzeredwardsinjurylawyers.com/2014/05/filing-an-insurance-claim-after-a-hit-and-run-accident/

Apr 16

Accident with an Uninsured Driver? You Do Have Options

People who are in a car accident don’t often think about how much  insurance the other, at-fault, driver has. Later, this becomes important if you are in the unfortunate situation where the other driver is uninsured or under-insured. Obtaining fair compensation for the injuries and losses you incur in the accident becomes a very different …

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Permanent link to this article: http://holzeredwardsinjurylawyers.com/2014/04/accident-with-an-uninsured-driver-you-do-have-options/

Jan 06

A Tip from Idaho’s Injury Lawyers: Maximize your Uninsured and Underinsured Motorist Coverage

Uninsured (UM) and underinsured motorist coverage (UIM) are types of automobile insurance coverage you can buy to protect yourself and your loved ones.  This insurance coverage is provided by your insurance company as one part of your own auto policy. UM pays the compensation a negligent driver owes for your injuries if the driver does …

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Permanent link to this article: http://holzeredwardsinjurylawyers.com/2014/01/a-tip-from-idahos-injury-lawyers-maximize-your-uninsured-and-underinsured-motorist-coverage/

Mar 13

Uninsured Drivers and You in Idaho Car Wrecks

It would seem like someone injuring you by causing a car accident would be the worst case scenario. But in a certain percentage of the time there is some salt added to the wound–the driver of the car that caused the collision didn’t have insurance. Now what?  Well if you bought the coverage for yourself …

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Permanent link to this article: http://holzeredwardsinjurylawyers.com/2012/03/uninsured-drivers-and-you-in-idaho-car-wrecks/