People who are in a car accident don’t often think about how much insurance the other, at-fault, driver has. Later, this becomes important if you are in the unfortunate situation where the other driver is uninsured or under-insured. Obtaining fair compensation for the injuries and losses you incur in the accident becomes a very different type of problem. Understanding your situation and options If you find yourself in a motor vehicle accident with an uninsured driver,is something we can help you with.
Steps to Take if Injured by an Uninsured Driver
As with any accident there are some basic things to do (you can find more detail about those things here). Basically, check your injuries and take immediate steps to take care of yourself and any other injured person. Contact an ambulance if necessary. Once you are safe, find out the facts. One things is to try to learn about the other drivers insurance– not just the name of the company but the actual insurance amounts. This can help you determine if the driver is is uninsured or under-insured. Uninsured drivers sometimes want to negotiate for cash at the scene or later to avoid having to file police reports. If this is the case, try to keep the driver around until the police arrive to document the car accident; otherwise, the driver may try to run off.
To keep the driver around, you should maintain your calm at all times, and speak softly so that the driver doesn’t get rattled. You should also be taking a mental note of your surroundings to give to your lawyer later which will help with the investigation. Use your cellphone and take pictures or try to remember (or write down) the details such as the other driver’s car make and model, their license plate number and their physical description.
Once you have taken stock of your circumstances and commit them to memory, you will definitely want to contact an accident attorney like those at Holzer Edwards. The experienced attorneys at Holzer Edwards specialize in filing accident claims against uninsured and under-insured drivers. You may even have a claim against your own insurance company, but you won’t know until you talk to a lawyer, so contact the team at Holzer Edwards for a free consultation at (208) 386-9119 or toll-free at (888) 490-0992.